6 major mistakes to avoid in a DIY divorce

6 major mistakes to avoid in a DIY divorce

Divorce is a complex, often messy, and expensive process, especially once the legal fees are factored in.  In such cases, some couples may consider a do-it-yourself  divorce  or  a  DIY divorce to save on the lawyer’s fees.   But there are several factors  involved throughout the filing, pre-trial, and trial process that one may be unprepared for without legal counsel.  One can also make several mistakes during the proceedings that impede or complicate the divorce. Mistake 1: Not researching well before filing for divorce If one is not well-versed in one’s state court’s filing requirements, the county court divorce process can seem like a vicious web of problems. Consequently, the divorce proceedings may be prolonged for years. Broadly, the basic filing requirements may be uniform, but there will be variations based on the county and state procedures and laws. Some customs and nuances are local to every county under their court rules. So, if an individual filing for divorce is not well-acquainted with these laws, they may not meet the requirements for regulations or formalities, impacting the process. It may even lead to additional legal repercussions. Mistake 2: Not completing the required forms Not filling out the required forms is one of the top mistakes to avoid in a do-it-yourself divorce.
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10 things to consider when planning for retirement

10 things to consider when planning for retirement

Planning for retirement and ensuring a solid safety net is a dream for almost everyone. Many people yearn to relax, stop working at 50, and spend more time with nature. However, retiring early means the income flow stops while expenses continue, making it a challenging time for many. Retirement planning is not like a typical investment decision. It requires a long-term commitment. As such, it is crucial to take measures to plan for retirement carefully. It is better to start investing early It is one of the most crucial things to remember when planning for retirement. However, starting early also implies that an individual has to keep investing for a longer period, which allows the power of compounding to work in their favor. This strategy enables an individual to build a massive corpus by starting early with a tiny monthly investment. But things rarely go as planned. However, when one starts early, one can make mistakes and adapt the course correction as one continues to invest. This is a luxury one won’t have if one starts late. One can adopt an SIP approach to retirement planning to align with one’s outflow and give them the extra advantage of dollar cost averaging.
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8 common mistakes to avoid when charging phones

8 common mistakes to avoid when charging phones

Mobile phones have become an integral part of people’s lives, so much so that they depend on them for many things, from paying bills and ordering food to checking emails. The phones’ batteries will inevitably drain out quickly, and this might happen for many reasons, like overcharging them. That’s not all; people make a few more common mistakes when charging their phones that should be avoided to maximize battery life. Mistakes to avoid Here are a few mistakes to avoid when charging one’s phone: 1. Charging it all day long Most people assume that to optimize a phone’s battery and ensure great performance, they must charge it fully. However, experts suggest that battery performance peaks between 30 and 80 percent. So, yes, your phone can outperform even at a 30 percent charge. Hence, achieving the 100% charged mark only deteriorates its battery health. 2. Charging when the battery drains out On the flip side, some people find it a task to charge their phones. So, they only put it on charging when the battery drops to zero. Ideally, one must immediately charge the phone when one receives an alert for battery-saving mode. On most phones, this option activates when the phone battery is between 15 and 20 percent full.
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7 things to consider before buying a RAM truck

7 things to consider before buying a RAM truck

RAM trucks are sought after for several reasons.  They offer great performance, commendable styling, and innovative features .  There are no questions about why RAM trucks are among the most preferred pickup trucks in the country. Aside from being a dependable ride, RAM trucks are guaranteed to provide buyers with comfortable long drives.  That said, one must  keep a few things in mind  to avoid purchasing the wrong truck. Things to consider Here are a few things to look for in RAM trucks: 1. Hauling Most pickup trucks are built to drive on rough terrain and tow things that require higher hauling power. RAM trucks come with the capacity to comfortably haul boats and trucks without slowing down the drive. All one needs to do is select the truck with the right features. Picking a truck that can handle the highest intended load is a great place to start the selection process. However, choose if one is only looking to tow smaller loads for small distances. It will save on the purchase price since the truck will have less power than those with a higher hauling capacity. Consider the options based on the use of the vehicle. If it interests one, buying a pickup truck that can handle occasional tows and rough terrain is best.
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9 cleaning mistakes that may damage a laptop or desktop PC

9 cleaning mistakes that may damage a laptop or desktop PC

A desktop or laptop helps one stream content, play games, create documents, edit photos and videos, and do much more.  But   these  electronic devices attract dust and debris through constant use, which could lead to sticky keys and stains that affect their overall performance and appearance.  That’s why it is important to clean laptops and desktop computers regularly. While doing so, one should avoid a few common mistakes that could damage or break the device. Using the wrong tools and cleaning products The trick to keeping a laptop or desktop PC shiny is using the right tools and products. Sadly, many use the wrong equipment for cleaning, permanently damaging the electronic device. One must avoid using abrasive materials or rough cloths to wipe away dust and grime as they could scratch the computer’s surface. A soft microfiber cloth is much more suitable for this purpose. As for cleaning solutions, one must steer clear of harsh chemicals as these may damage sensitive computer components. For instance, modern screens come with a protective film to reduce glare. Using strong chemicals might damage the film, and one might eventually notice glare on the screen, which can harm the eyes. Skimping on frequent dusting While it may not seem like it, dust can silently damage an electronic device in the long haul.
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Top 9 work-from-home jobs to consider

Top 9 work-from-home jobs to consider

Working from home has recently become the norm for many. It has allowed individuals to take up jobs for which they can work from home with just a laptop, an Internet connection, and a phone. It allows individuals to maintain a better work-life balance by removing the need to commute to the office. What’s better is that there are many opportunities for individuals seeking work-from-home jobs, as numerous industries are hiring employees for remote work. Best work-from-home jobs Here are a few work-from-home jobs to check out: 1. Social media coordinator or manager The role of a social media manager or coordinator is to handle an organization’s social media accounts. The job could also be managing a person’s social media account, like a celebrity’s. The day-to-day responsibilities of a social media manager could be to create and schedule posts for the accounts they are handling. One could also be required to manage ads and promotions and respond to the messages received on that account. One would be required to work on different social media platforms. The average salary for a social media manager lies somewhere between $45,000 and $55,000 per year. 2. Data analyst Hiring for data analyst jobs has seen a steep increase in remote work since all data analysts need to work is a computer and an Internet connection.
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How to choose a registered agent for LLCs

How to choose a registered agent for LLCs

Limited Liability Companies or LLCs are business entities that protect the assets of their owners from lawsuits and creditors related to their business debts.  This  means the members are not liable for the company’s debts or losses.  A registered agent acts as a communication representative for LLCs , and companies  generally require them.  Choosing a registered agent for one’s LLC is fairly straightforward, but business owners must consider certain factors before and during selection. What are registered agents? Before diving deep into the “hows” surrounding the choosing process of registered agents, it is important to learn about the concept of registered agents and how they function. These agents are responsible for receiving mail on behalf of a business entity. Once chosen and integrated with an LLC’s business operations, registered agents ensure that their employer does not miss important paperwork related to tax notices, lawsuits, and other business documents. For operational purposes, businesses must have a designated registered agent in every state they operate in. Speaking of  lawsuits, company-registered agents are also responsible for receiving subpoenas, court summons, and other official and legal correspondence. Registered agents must pass these documents along with the appropriate person for their LLC to proceed. Who can act as registered agents?
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Avoid these 5 mistakes while buying a used van

Avoid these 5 mistakes while buying a used van

Vans are versatile vehicles that are suitable for a wide range of utilities in commercial, personal, and public applications.  To save costs ,  many individuals and businesses choose not to purchase new vans ; instead, they opt for used and well-maintained ones and negotiate favorable prices with the dealers. While opting for a pre-owned van can be a cost-effective option, making certain common mistakes may incur financial losses in the long run. Not inspecting the van  thoroughly Checking a used van for defects, dents, scratches, and other issues is a key part of its pre-purchase phase. One needs to  have a good  look around, especially for signs of rust on the vehicle.  Auto buyers can  either  do the inspection   by  themselves or delegate the task to professionals.  Even while certain used van faults are difficult to identify, they can cause significant problems to the owners after the purchase.  For example, if a prospective used van buyer presses any panel or component of the vehicle and hears faint cracking sounds, the van’s overall build quality and integrity might  not  be  as good as  anticipated. Thorough inspections are useful to find signs of accident damage or repairs on used vans.  Additionally, buyers can verify that the van’s tires and wheels are in optimal functioning condition and that the threading or wear patterns on the front and rear wheels are equal.  If these things are not visible or  constant, there may be an issue with the suspension or wheel alignment .  Also,  the lights of a vehicle  provide a reliable indicator of its electrical health.
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